Here at St. Albert Financial Corporation, we understand that our clients go through different stages and events in their lives. They might be purchasing their first home, financing a child's education, planning for retirement or dealing with the numerous other events that happen in their lives. We are there to help guide those clients along the way with sound trusted advice. A new business may be looking for an Employee Benefits Program or an existing business may be wishing to explore their options regarding service details of their existing Employee Benefits Program. St. Albert Financial Corporation will work with you to ensure that all of your personal and business needs are well taken care of.

Employee Benefits

Do you currently have honest, reliable, efficient, and innovative employees? Are you having trouble attracting and retaining this type of individual? Do you have a specifically tailored Employee Benefits Plan that meets the needs of your business as well as your employees?

If you don't, please click here to see how we can help.

Other Services Offered:

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Life Insurance

Term Insurance
Term insurance is the least expensive way to purchase a substantial death benefit over a specific period of time. It provides life insurance coverage for a specified term, generally 10, 20, and 30 year terms.

Universal Whole Life
This type of insurance is intended to combine permanent insurance coverage with greater flexibility in premium payments along with the potential for greater growth in the cash value as well as a guaranteed death benefit.

Disability Insurance

Disability Insurance Protection coverage is designed to help protect you and your family should a disability strike. Did you know that even if you had saved 10% of your earnings for the last 10 years, within six months all of your hard earned savings could potentially be gone should you become disabled without any disability protection in force. Disability Insurance is a very important step towards paving your financial success in the future.

RRSP Planning

A Registered Retirement Savings Plan (RRSP) is a type of investment vehicle for holding your savings and investment assets allowing you to defer present taxes to some point in the future.

RESP Planning

A Registered Education Savings Plan (RESP) is an investment vehicle used to fund your child’s post secondary tuition and education costs. The main advantage of opening up an RESP is it allows you access to the Canada Education Savings Grants as well as being a great source of tax–deferred growth.

TFSA Planning

A Tax Free Savings Account (TFSA) is a great investment option for residents who are 18 years and older wanting to save for the future. The Tax Free Savings Account allows the holder to be able to withdraw money from the account at anytime free of taxes. Let’s start saving for your bright future today!

For more information on Employee Benefits Programs or any other services we offer, please feel free to call our office and speak with one of our representatives today.

  • Murray was a great help with our little transportation company with big ideas. My two partners and I took the leap into business ownership with a lot of faith and help. One of the biggest helpers was St. Albert Financial Corporation, when we needed keyman insurance for securing the confidence of the bank.

    We had some health issues amongst our membership that Murray was able to deal with. He also facilitated some business mentorship for management coaching. Then, when tragedy hit, he laid out the path the events should take, and the reactions that were appropriate, and did well at preparing us for the outcomes expected. There were no surprises. "Things went according to Murray."

    Dale Francis

  • My daughter will graduate as a doctor this year after studying medicine in Ireland. This journey posed real financial challenges for us as tuition alone was in excess of $50,000 annually.

    Murray took the time to help me create a plan, as well as identify and develop resources to support the unfolding of Erin’s future. No fees were even associated with this aspect of consultation. It was simply part of the global picture of portfolio review at St. Albert Financial Corporation. It’s this creativity and genuine interest in his clients’ lives that sets Murray apart from other financial advisors!

    Mary Sullivan

  • Murray provided invaluable help and support with our endeavours to reduce the cost of our benefits. After an advantageous year on the claims expense side of our benefits, we received an 8% reduction in our benefit premiums. However, Murray was able to deduce that the renewal, although positive, still provided a lower discount than anticipated. He took it upon himself to engage the benefit provider and pave the way for a detailed discussion. As a result, we were able to improve our premium discount to 12%.

    Without Murray’s tenacity and desire to hold the benefit provider accountable, we would not have been able to engage the provider and reach a satisfactory agreement.

    William Saunders,

    B.Comm, CMA

    CFO, Elite Camp Services Inc.